FARRAH GRAY ADVISORS’ PRIVACY POLICY
Farrah Gray, L.L.C. and its subsidiary (Farrah Gray Advisors, FarrahGrayAdvisors.com), together with its parent and affiliated entities (collectively referred to as “FGA”), This Privacy Policy describes the types of information FGA may collect from you, how FGA uses the information, with whom FGA may share it, and the choices available to you regarding FGA’s use of the information. This Privacy Policy also describes the measures FGA takes to protect the security of the information and how users of this website and FGA’s customers can contact FGA about its privacy practices. This Privacy Policy applies to https://www.farrahgrayadvisors.com and all other FGA websites, landing pages, applications, online services, and other features or downloads that include a link to this Privacy Policy, whether accessed via computer, mobile device, or other means (collectively referred to as the “Sites”).
By using the Sites, you are accepting the practices described in this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the Sites. FGA reserves the right to modify or amend the terms of its Privacy Policy from time to time, without prior notice. Your continued use of the Sites following the posting of changes to these terms will mean that you accept those changes.
INFORMATION FGA COLLECTS ABOUT YOU
Information You Provide. You may choose to provide to FGA certain personal information, whether over the telephone, on the Sites, via email, or at a live event. The types of “Personal Information” that you may provide to FGA include:
Contact information, such as name, postal address, email address, and phone number (collectively referred to as “Personally Identifiable Information” or “PII”).
Payment and tax information, such as your credit card number, expiration date, delivery address, billing address, banking account, and tax-related information (collectively referred to as “Financial Information”).
Demographic information, including characteristics of protected classifications, such as your age, gender, or ethnicity;
Transaction information, such as products and services purchased;
Information that you provide when you enter a contest or promotion sponsored by FGA or its affiliates;
Your responses to surveys that FGA may ask you to complete for training or research purposes;
Audio, electronic, visual, or similar information, such as recordings of customer service calls;
Any other personal information that you voluntarily provide, including information you provide when you create an account, purchase FGA’s products or services, or contact FGA;
Information supplied to FGA by social networks when you log in to the Sites using your social network credentials; and
Inferences are drawn from any of the above, such as your preferences or interests.
INFORMATION FGA COLLECTS THROUGH AUTOMATIC MEANS
In addition to the Personal Information that you provide, FGA and its third-party service providers may use various technologies that automatically or passively collect information such as your usage, browsing activity, device, and geolocations data (collectively referred to as “Usage Information”) when you visit or interact with the Sites, FGA’s emails or FGA’s online advertisements As set forth in more details below, FGA may also collect Usage Information using various web-based technologies.
The technologies that FGA may use for this automatic data collection may include:
Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer or tablet, mobile or other device when you visit the Sites or access FGA’s online content. Cookies may be used for many purposes, including, but not limited to: (1) to recognize you and to remember your preferences; (2) to track your visits to the Sites; (3) to facilitate online purchases; (4) to enable and support FGA’s security features; (5) to help FGA detect malicious activity; (6) to show you relevant advertising; and (7) to track action taken in response to advertisements.
You may refuse to accept browser cookies by activating or adjusting the appropriate privacy settings on your browser or device. However, if you choose to disable cookies or adjust your privacy settings, you may be unable to use all of the features of the Sites.
Web Server Logs. In conjunction with obtaining information through cookies, FGA’s web servers may log details such as your operating system type, browser type, domain, and other system settings, as well as the language your system uses and the country and time zone in which your device is located. The web server logs also may record information such as the address of the web page that linked you to the Sites and the IP address of the device you use to connect to the Internet.
Web Beacons. Pages of the Sites and FGA’s emails to you may contain small electronic files known as “web beacons” (also referred to as clear gifs. pixel tags and single-pixel gifs). Web beacons or similar technologies may be used for a variety of purposes, including, but not limited to: (1) to count users to the Sites or specific pages on the Sites; (2) to monitor how users navigate the Sites; (3) to count how many people opened an email or clicked on a link; (4) to track other website statistics, such as the popularity of certain website content; and (5) to verify system and server integrity and security.
THIRD-PARTY WEB ANALYTICS SERVICES
FGA may use third-party web analytics services on the Sites, such as Google Analytics. The service providers that administer these services use technologies such as cookies, web server logs, web beacons, and similar technologies to help FGA analyze how visitors use the Sites, its emails, and its online advertisements. The information collected through these means is disclosed to these service providers.
TARGETED ADVERTISING
FGA also may allow third-party advertising services and networks to use cookies, web server logs, web beacons, and similar technologies on the Sites and its emails, third party websites and emails, and its advertising placed on third party websites. They use this information to provide advertisements about FGA’s services that may be of interest to you. You may see these advertisements on other websites. FGA does not control these third-party technologies, and they are not subject to this Privacy Policy. FGA does not authorize these third parties to use this technology to collect Personal Information about you, and they do not have access to your Personal Information that you provided to FGA. They may, however, track your Internet usage anonymously (that is, without being able to identify you personally) over time and across other websites beyond the Sites. To learn more about the use of this information or to opt-out of having this information used by FGA’s third-party network advertisers, please visit the Network Advertising Initiative by visiting: http://www.networkadvertising.org/managing/opt_out.asp.
DO NOT TRACK NOTICE OR SIGNALS
Some browsers offer a “Do Not Track” feature that allows you automatically transmit a “Do Not Track” signal to websites and online services that you do not want to have your online activities tracked. FGA does not respond to these “Do Not Track” signals. At this time, FGA does not track information about your online activities over time and across third-party websites. FGA also does not authorize third parties to collect any Personal Information from you on the Sites for these purposes.
PUBLIC FORUMS
This Privacy Policy does not apply to any information that you choose to post, submit, or share in public forums, such as reviews, comments, critiques, editorials, testimonials, or blog discussions. Information or other content that you choose to make available in a public forum may be viewed, collected, and used by others. FGA encourages you to use caution when posting personal information in a public forum.
HOW FGA USES YOUR INFORMATION
FGA uses Personal Information that you provide to FGA and Usage Information that FGA collects through automated means to:
Perform services, including maintaining or servicing accounts, providing customer service, providing advertising or marketing services, providing analytics services, or providing similar services;
Administer your participation in special events, contests, sweepstakes, surveys, and other promotions;
Perform audits regarding a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance;
Short-term, transient use, including, but not limited to, the contextual customization of ads shown as part of the same interaction;
Detect security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Operate, optimize, and improve FGA’s products, services, and operations, including, but not limited to, developing new services, managing communications, performing data analytics, and performing training, accounting, auditing, and other internal functions;
Comply with applicable legal requirements, relevant industry standards, and FGA’s internal policies and procedures;
Detect, investigate, and prevent activities that may violate FGA’s policies; and
Use the information in other ways that FGA describes when you provide the information, or for any other purpose with your express consent.
INFORMATION FARRAH GRAY ADVISORS SHARES
FGA does not rent, sell, or otherwise disclose Personal Information that it collects about you, individually or as part of a list, except as described below. FGA may share your Personal Information with:
FGA’s contractors, service providers, and other third parties that FGA uses to support its business and to fulfill services requested or purchased by you, including, but not limited to, credit card processing companies, marketing services providers and consultants, public relations firms, editorial service providers, printers, distributors, and retailers;
To any subsequent owner, co-owner, or successor-in-interest; or in connection with a merger, consolidation, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of FGA’s assets, ownership interest or both, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by FGA about the Sites’ users is among the assets transferred. Under such circumstances, FGA would, to the extent possible, require the acquiring party to follow the practices described in this Privacy Policy, as may be amended from time to time. Nevertheless, FGA cannot ensure that an acquiring company or the merged company will have the same privacy practices or treat your information the same as described in this Privacy Policy; and
To other third parties, with your express consent.
FGA MAY ALSO DISCLOSE YOUR PERSONAL INFORMATION
To comply with any court order, applicable law, or legal process;
To respond to law enforcement or other governmental authorities;
To enforce FGA’s agreements with you, including for billing and collection purposes; and
If FGA believes disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity. This includes exchanging information with other companies and organizations for the purposes of data protection and security, fraud prevention, and risk reduction.
YOUR RIGHTS AND CHOICES
FGA strives to provide you with choices regarding the Personal Information you provide to it. FGA has created mechanisms to provide you with the following control over your information:
Email Opt-Out. You can at any time tell FGA not to send you marketing communications by sending an email to: Legal@FarrahGrayAdvisors.com.
This opt-out does not apply to communications that FGA sends to you regarding your business or financial transactions with FGA.
Google Analytics Display Advertising. FGA utilizes Google Analytics Display Advertising to remarket to you by displaying FGA’s ads to you on third-party websites. You can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads by clicking Ads Settings.
Reviewing, Updating, and Modifying Personal Information. Subject to applicable law, you may have the right to request access to and receive details about you and update and correct inaccuracies in your Personal Information. However, please note that only you can change or delete tax information, including your TIN, previously provided to FGA, through your Author Center on the Farrah Gray Advisors, LLC website. FGA may not accommodate a request to change information if it believes the change would violate any law or legal requirement or cause the information to be incorrect.
Do Not Call. If you do not want to receive marketing or sales calls from FGA, you may request to have your name placed on FGA’s Do Not Call List. FGA will process your request and remove your name from its active list within ten (10) business days. You can make this request by emailing Legal@FarrahGrayAdvisors.comor via mail addressed to Farrah Gray, L.L.C., Attn: Do Not Call List, 1000 N. Green Valley Pkwy, Suite 440-431, Henderson, Nevada 89074-6170. When submitting a request, you must include all the relevant information that you want added to FGA’s Do Not Call List, including your full name, street address, and telephone number(s). Subsequent sign-ups or inquiries to FGA may lead to the creation of new records; these actions by you may result in inadvertent contact. If that is the case, please contact FGA to reiterate the Do Not Call requests. If your information changes, please notify FGA of your new name, address, and telephone number(s) so that you will remain on the Do Not Call List.
CHILDREN UNDER THE AGE OF 13
The Sites are not directed to and should not be used by children under the age of thirteen (13). FGA does not knowingly collect Personal Information from children under the age of thirteen (13) on the Sites.
DATA SECURITY
FGA takes commercially reasonable steps to help protect and secure your Personal Information from accidental loss and unauthorized access, use, alteration, and disclosure. However, please remember that no data storage or data transmission over the Internet or by other means can be guaranteed to be 100% secure. Thus, while FGA strives to protect your Personal Information, FGA cannot and does not ensure or warrant the security of any information you transmit to FGA. Therefore, you understand, acknowledge, and agree that you transmit your Personal Information to FGA at your own risk.
The safety and security of your Personal Information also depends on you. You should never submit your bank account, payment card, or tax information to FGA via email. Where you have chosen a password for access to certain parts of the Sites, you are responsible for keeping this password confidential. FGA asks you not to share your password with anyone.
LINKS TO OTHER WEBSITES
The Sites may provide links to other websites for your convenience and information. These websites may operate independently from FGA. Linked websites may have their own privacy notices or policies, which FGA strongly suggests that you review. To the extent any linked websites you visit are not owned or controlled by FGA, FGA is not responsible for those websites’ content, any use of the websites, or the privacy practices of the websites.
GOVERNING LAW
The Sites are published in the United States. FGA attempts to protect the Personal Information of all users of the Sites and to comply with local data protection and consumer rights laws, to the extent such laws may apply to FGA’s products and services. However, the Sites are located in and operated from the United States, and FGA’s policies are directed at compliance with the laws of the United States. If you are uncertain whether this Privacy Policy conflicts with the applicable local privacy laws where you are located, you should not submit your Personal Information to FGA.
NOTICE TO NON-US USERS: CONSENT TO TRANSFER DATA
FGA is a company organized under the laws of the United States, and it operates the Sites from the United States. If you are in Canada, the European Union or elsewhere outside of the United States of America, please be aware that your Personal Information, including Personally Identifiable Information, will be transferred to and processed in the United States or other jurisdictions, the laws of which may be deemed to have inadequate data protection by your country of residence. If you are in a country outside the United States and voluntarily submit Personally Identifiable Information to FGA, in any manner whatsoever, you thereby consent to the general use of such information as provided in this Privacy Policy, as well as to the transfer of that information to, and/or storage of that information in, the United States or other jurisdictions.
CHANGES TO THIS PRIVACY POLICY
FGA may update this Privacy Policy at any time without prior notice to you. Any changes will be effective upon posting on the Sites unless otherwise indicated. Your continued use of the Sites or other interaction with FGA after the effective date of the revised Privacy Policy will constitute consent to those changes. If FGA makes a material change to the way it treats or uses your Personal Information, FGA will provide prominent notice of the change on the Sites. If you do not consent to such changes, you may opt-out in accordance with this Privacy Policy.
CALIFORNIA CONSUMER PRIVACY ACT
If you are a California resident, the information below also applies to you. Certain terms used in this section have the meanings given to them in the California Consumer Privacy Act of 2018 (“CCPA”).
CATEGORIES OF PERSONAL INFORMATION COLLECTED
Contact information, such as name, postal address, email address, and phone number (collectively referred to as “Personally Identifiable Information” or “PII”).
Payment and tax information, such as your credit card number, expiration date, delivery address and billing address, banking account, and tax-related information (collectively referred to as “Financial Information”).
Demographic information, including characteristics of protected classifications, such as your age, gender, or ethnicity;
Commercial and transaction information, such as products and services purchased;
Information that you provide when you enter a contest or promotion sponsored by FGA or its affiliates;
Your responses to surveys that FGA may ask you to complete for training or research purposes;
Audio, electronic, visual, or similar information, such as recordings of customer service calls;
Any other personal information that you voluntarily provide, including information you provide when you create an account, purchase FGA’s products or services, or contact FGA;
Information provided to FGA by social networks when you log in to the Sites using your social network credentials;
Inferences are drawn from any of the above, such as your preferences or interests;
Information collected through automated means, such as usage, browsing activity, search history, device data, and geolocations data.
CATEGORIES OF SOURCES FROM WHICH PERSONAL INFORMATION HAS BEEN COLLECTED
FGA and its courses’ websites, lead generation websites, landing pages, applications, online services, and other features or downloads owned, operated, or provided by FGA;
Telephone calls with FGA’s employees and or representatives; and
Third-party analytics service providers.
CATEGORIES OF BUSINESS OR COMMERCIAL PURPOSES FOR WHICH PERSONAL INFORMATION HAS BEEN USED
Perform services, including maintaining or servicing accounts, providing customer service, processing, transactions, verifying customer information, processing payments, if applicable, providing advertising or marketing services, providing analytics services, or providing similar services;
Send communications and contact you about FGA’s one-stop consulting that helps clients become investor-ready by developing dynamic business plans, pitch decks, and financial forecasts, all essential tools.
Administer your participation in special events, contests, sweepstakes, surveys, and other promotions;
Perform audits regarding a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance;
Short-term, transient use, including, but not limited to, the contextual customization of ads shown as part of the same interaction;
Detect security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Operate, optimize, and improve FGA’s products, services, and operations, including, but not limited to, developing new services’ managing communications, performing data analytics, and performing training, accounting, auditing, and other internal functions;
Comply with applicable legal requirements, relevant industry standards, and FGA’s internal policies and procedures;
Detect, investigate, and prevent activities that may violate FGA’s policies; and
Use the information in other ways that FGA describes when you provide the information, or for any other purpose with your express consent.
NON-DISCRIMINATION
FGA will not discriminate against you because you exercise your rights under the California Consumer Privacy Act. For example, FGA will not deny you products or services, charge you a different price or rate for products or services or provide a different quality of products or services if you make an access, deletion, or do not sell request.
YOUR RIGHTS UNDER THE CCPA
You have the right to make the following requests no more than twice in a 12-month period.
REQUEST THAT FGA DISCLOSE THE FOLLOWING INFORMATION
Categories of Personal Information that FGA collected about you during the preceding 12 months;
Categories of sources from which Personal Information is collected;
Business or commercial purpose for collecting or selling Personal Information;
Specific pieces of Personal Information that FGA collected about you;
Categories of Personal Information that that FGA has sold about you;
Categories of third parties to whom the Personal Information was sold;
Categories of Personal Information disclosed about you for a business purpose; and
Categories of third parties to whom Personal Information was disclosed for a business purpose
DELETION REQUEST
Request that FGA delete Personal Information that it collected from you, with the exception of Personal Information that FGA must maintain for reasons permitted under the CCPA.
DO NOT SELL MY INFO
Request that FGA opt you out of the sale of your Personal Information.
HOW TO SUBMIT REQUESTS
Request Access to or Deletion of Personal Information
Contact Farrah Gray Advisors at Legal@FarrahGrayAdvisors.com
Do Not Sell My Personal Information Requests
Contact Farrah Gray Advisors at Legal@FarrahGrayAdvisors.com
CALIFORNIA SHINE THE LIGHT
If you are a California resident and have an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties direct marketing purposes, during the preceding twelve (12) months.
To request a notice, please submit your request to:
Attention Legal Department
Farrah Gray, L.L.C.
1000 N. Green Valley Pkwy, Suite 440-431
Henderson, Nevada 89074-6170
Legal@FarrahGrayAdvisors.com
Please allow thirty (30) days for a response.
If you are a California resident under 18 years old and a registered user, you can request that we remove content or information that you have posted to FGA’s website or other online services. Note that fulfillment of the request may not ensure complete or comprehensive removal (e.g., if the content or information has been reposted by another user). To request the removal of content or information, please contact Farrah Gray Advisors at Support@FarrahGrayAdvisors.com
CONTACT INFORMATION
To ask questions or comment about this Privacy Policy and Farrah Gray Advisors privacy practices, contact Farrah Gray Advisors by mail or email sent to:
Farrah Gray. L.L.C. is Las Vegas-based with the Mailing Address of 1000 N. Green Valley Pkwy, Suite 440-431, Henderson, Nevada 89074-6170
Support@FarrahGrayAdvisors.com
